The top aspirations of retirement are spending time with family and friends and enjoy frequent holidays.

The biggest fears in retirement are poor health care and financial hardship. Many of the people fear about retirement and start saving for retirement at early stages.
Out of 100 percent 31% believe that they are preparing adequately and 8% believe they are saving more than adequately and 5% have no idea about their preparation, 44% of them feel that they are not adequately prepared, 125 are not prepared at all.
There are many events in life that will affect the retirement savings which are buying a home, becoming employed, paying for children education, starting a family, significant droppings in salary.