A health insurance is an important insurance to have but how many of us really have a good health insurance plan? To know the answer to this and to know more details about health insurance, please go through the following given information on health insurance.
Health insurance facts and stats
Some of the common health care plans are issued by health maintenance organisation (HMO), preferred provider organisation (PPO), Point of sale (POS) and exclusive provider organisation (EPO). 7.8 % percent of uninsured children are under the age of 18. There are 18.2% percent people under the age of 65 who are uninsured.
Deducting health care costs
It is a fact that only 18% of all consumers are planning to deduct out of pocket health costs when about 81% consumers could do the same. Only 18% people know that the self employed individuals can deduct 100% of their health insurance premiums.
Medicare advantage is a health plan offered by a private company that provides part A and part B benefits. 1 in 4 Medicare consumers pick Medicare advantage whereas 72% of the population opts for traditional Medicare.
Health insurance in the US
In the US, the top state for the most expensive health insurance cost is Massachusetts whereas the state with the least expensive health insurance is Alabama. Texas has the largest percentage of uninsured residents while Massachusetts has the smallest percentage of uninsured residents.
In the US, 18.9% of men don’t have health insurance while 81% men have health insurance. It is also a fact that men are 24% less likely to go to the doctor than women. Some tips for staying health include getting an annual physical check up, know your family health history and avoiding smoking habits.
Health exchange: a snapshot
The affordable care act requires nearly everyone to have health insurance by January 1, 2014. Only 15 states and the District of Columbia have chosen to establish state exchanges. Infact half of the states have failed to adopt their own exchanges. Uninsured individuals and those who pay for their own insurance are expected to use the health exchanges.
How mHealth can help?
- Mobile phone health apps provide 2 times more access to health care.
- They result in 24% lower administration costs.
- They help to accumulate 25% more savings for seniors.
The confusion about health
61% of the Americans believe that they are in excellent of very good health while the truth is that 55% have chronic conditions.52% of the population of Brazil believes that they are in a very healthy state whereas 46% of them are suffering from some or the other form of chronic disease.
Marriage +health insurance
44% of men and 35% of women are insured through their own job while 14% men and 24% women are insured through their respective spouse. Some companies that are offering domestic partners health insurance are Target, Gap, Starbucks, Expedia, Verizon, Walgreens and Trader’s Joe. Same sex marriage provides health insurance to more individuals now as compared to earlier times.