No one on the planet is aware as when they fall sick, so it’s important for them to have a health insurance. Though the health care plan gets varied with the amount that an individual pays to the respective insurance company or if a person is employed, the major portion of the premium will paid by the respective employer who hires the person.
On an average in America, an employer will pay $4,000,000 to his 22 year old employee through his lifetime. A person is provided with full capability to choose their own health care plan from any of these plans that include Health Maintenance Organization (MHO), Preferred Provider Organization (PPO) and Exclusive Provider Organization (EPO).